NEW 🚀 Zero Transfer Fee on your 1st Remittance! Fast, transparent & secure.
✨ Real-time international money transfer

Fast, Easy & Secure Remittance

Send, Top-up & Transfer anytime, anywhere with just a tap. Enjoy industry-leading exchange rates, transparent zero-hidden fees, and instant delivery.

ZioMoney App Hero Banner Illustration
Explore How It Works
100+ Global Destination Countries
99.9% Instant 10-Min Delivery
4.9★ User Satisfaction Rating

Quick Remittance Calculator

Guaranteed Rate
Singapore Flag SGD
Transfer Fee 0 SGD (First Order)
Total Amount to Pay 1,000 SGD
Exchange Rate: 1 SGD = 98.45 NPR
Nepal Flag NPR

How ZioMoney Works

Sending money globally has never been simpler. Complete your transfer in 3 quick steps.

01

1. Create a Free Account

Register in under 2 minutes with instant digital ID verification on iOS or Android.

02

2. Enter Details & Rate

Select recipient, enter amount, and lock in guaranteed live exchange rates transparently.

03

3. Pay & Instant Transfer

Pay via local bank deposit or card. Funds arrive in minutes directly to recipient bank accounts.

Why Choose ZioMoney?

Because sending money is more than a transaction — it's sending care, connection, and love across borders.

Fast & Reliable Transfers

Send money in minutes with advanced technology that ensures every transfer is quick & dependable.

Trusted Security

Your transactions and personal data are safeguarded with top-tier encryption and strict compliance.

Simple & Intuitive Design

Enjoy a clean, user-friendly interface built to make money transfers effortless — even for first-time users.

ZioMoney Mobile Application Dashboard Mockup

Global Reach

Send funds to loved ones in over 100 countries with full transparency and zero confusion.

Transparent Pricing

No hidden fees — know exactly how much you're sending and what your recipient receives.

Millions of Happy Users

Join a growing global community that trusts ZioMoney to stay connected and make a difference back home.

Your Security is Our Top Priority

We safeguard your money and identity using financial-grade security architecture and strict international regulations.

256-bit SSL Encryption

End-to-end data encryption protects all personal credentials & transactions from unauthorized access.

Licensed Remittance

Fully authorized and strictly monitored by government financial regulators to ensure complete compliance.

PCI-DSS Compliant

Certified highest-level credit & debit card processing standards for absolute peace of mind.

24/7 AI Anti-Fraud

Smart automated fraud monitoring system detects anomalies and stops unauthorized transfers instantly.

What Our Clients Say

Real stories from real users — see how ZioMoney is making a difference around the world.

★★★★★
"ZioMoney makes sending money to my parents in Nepal so simple. It's fast, reliable, and I love the real-time SMS updates!"
Bhawana Thapa

Bhawana Thapa

Tokyo, Japan
★★★★★
"The best exchange rates and no hidden fees. Finally, a remittance service I can trust completely."
Sangita Tiruwa

Sangita Tiruwa

Saitama, Japan
★★★★★
"I use ZioMoney every month to send money home. The transaction takes just minutes and the customer support is amazing!"
Ravi Sapkota

Ravi Sapkota

Kuala Lumpur, Malaysia
★★★★★
"I have tried multiple remittance apps, but ZioMoney's rate is always the highest. Highly recommend to everyone looking for premium rates."
David K. Shrestha

David K. Shrestha

Tokyo, Japan

Frequently Asked Questions

Find out everything you need to know about sending money, tracking transfers, and keeping your transactions safe with ZioMoney.

ZioMoney helps you send money safely and instantly to loved ones around the world. Whether it's supporting family, paying for education, or sending gifts, ZioMoney makes every transfer seamless.
Absolutely. We use top-tier 256-bit encryption standards and follow strict regulatory compliance to ensure your personal and financial data is protected at all times.
Yes, ZioMoney provides real-time tracking for all transactions. You and your recipient will receive instant updates via app notification and SMS.
No. ZioMoney is built on transparency. You will always see the exact exchange rate, fees, and final received amount before confirming your transfer.
Yes, ZioMoney supports remittance transfers to over 100 countries globally. You can easily add and manage multiple recipients from your mobile app dashboard.

Get Started with ZioMoney

Download our top-rated app today and experience the future of digital remittance. Available on iOS and Android.

ZioMoney Mobile Application Mockup